Just In Time Lending

So here’s my question for the Law school experts out there: Why should one invest 3 years and 150k for a Law degree where the only clear ROI is entering BIGLAW after graduation. Attending Law school with the goal of BIGLAW is a risky proposition given the 150k in tuition and opportunity cost of not [...]

I had about $15,000 in various credit card/credit account debts that I tried to help pay off with a debt consolidation company (Preferred Financial Services). They’ve agreed to negotiate with my credit accounts and pay off the amounts owed, then I pay them off; they’ve been charging me $251 a month for 3 months. But [...]

I have $14,000 in credit card debt and would like to know what my options are. I’m struggling to make the minimum payments and now I’m having to skip some bills to pay bigger ones. I’m thinking about filing bankruptcy and am aware of the consequences of it such as crashing my credit score and [...]

I’ll give you a little bit of back story here. Also I’m sorry this is going to be long but I thank you in advance for reading through! I have had a pretty wonderful life. I never got along with my father in high school but honestly who does? I graduated and moved out of [...]

I didn’t mean for this to happen, but I managed to get myself tied into a credit card issue. I am now maxed out, noted that my interest free accounts now run as high as 28%. I contacted a Debt Reduction company that advertised on the radio and found it may be the solution to [...]

I currently have one bank-issued credit card, which I have had since 2004. It has a medium balance but a high limit. I have a few other store credit cards, which were opened in the past few years, but never near each other; they each have low balances and relatively low limits. I do not [...]

I have got about 15,000 in debt with credit cards. Last August I had to file hardship with the companies and found this was not getting the cards down hardly any. So this year I filed with a debt settlement. I receive calls from the companies on a daily basis because I no longer pay [...]

i want to clean up my credit so i can buy a house. . should i join an debt management program? ifso which one do u reccomend?

(I am posting this question in two categories since it has to do with both. ) I am half finished earning an AA degree. I am a straight A student with a good deal of self discipline and self-determination. I want to earn an BA in psychology from USF and then a Masters in counseling [...]

I am half finished earning an AA degree. I am a straight A student with a good deal of self discipline and self-determination. I want to earn an BA in psychology from USF and then a Masters in counseling at a California university to become either a Mental health counselor or a Marriage and Family [...]