Just In Time Lending

Names of any reputable companies would be appreciated.

I heard you have to go bankrupt before the government helps your medical bill after retirement. In the first place, if you have health insurance, wouldn’t it cover your medical cost? (on average how much of the cost they would cover?) Secondly, what kind of income would you have earned that you cannot pay your [...]

i see they claim they can help you get out of debt faster and sometimes for less money than what you owe. and also are they really profit free . . . you don’t have to pay them money to do this service for you. and if they dont where do they get money to [...]

Ok, my husband and I are in about $25,000 in debt, He lost his job so he gets unemployment which the amount doesn’t even cover all the bills, I don’t have an education (I do take classes to get my G. E. D. ,they take up my entire day; literally. I will be finished with [...]

how do debt settler people make peoples debts go away? who pays the money? is it fair that if someone is in debt because they made poor choices that they can get out of paying some of the money? i know not all people go into debt for that reason but a lot do. . [...]

with all of my bills i say i owe almost $25,000 in debt. from medical bills,car loans,one credit card, a few banks i have to pay back. do you think they will handle all of those bills in one payment?

If you have used a company to pay off your credit cards please tell me which ones are the best and if it really works. Examples would be great. Like say I have 4 cards that add up to 5,000 dollars what would be the monthly payment and stuff

I talked to one about $30,000 in debt on credit cards (don’t ask) and they said they could pay it all off in 3 and 1/2 years, I am getting a lower interest rate, but not any reduction in my debt, is this better than bankruptcy?

Should I go to a debt consolidation company or work it out amongst myself?