Just In Time Lending

I was able to negoiate and close CCs and set up other credit cards on low 2-3% interest rate 5 year plan. . . The bank will not negotiate my other $20K. . . has anyone ever refused to pay off a credit card & settle with the bank

Have heard mixed reviews about debt consolidation loans. . . some say they are a rip off. I read the government set new standards for these companys. . . is there a better way?

I’m a single mom with a six year old daughter. I have worked all my life and never depended on the welfare system. For the first time in my life after 25 years of being in the work force I can’t find a job that will work with my daughter’s visitation schedule with her father [...]

Names of any reputable companies would be appreciated.

I heard you have to go bankrupt before the government helps your medical bill after retirement. In the first place, if you have health insurance, wouldn’t it cover your medical cost? (on average how much of the cost they would cover?) Secondly, what kind of income would you have earned that you cannot pay your [...]

i see they claim they can help you get out of debt faster and sometimes for less money than what you owe. and also are they really profit free . . . you don’t have to pay them money to do this service for you. and if they dont where do they get money to [...]

Ok, my husband and I are in about $25,000 in debt, He lost his job so he gets unemployment which the amount doesn’t even cover all the bills, I don’t have an education (I do take classes to get my G. E. D. ,they take up my entire day; literally. I will be finished with [...]

how do debt settler people make peoples debts go away? who pays the money? is it fair that if someone is in debt because they made poor choices that they can get out of paying some of the money? i know not all people go into debt for that reason but a lot do. . [...]

with all of my bills i say i owe almost $25,000 in debt. from medical bills,car loans,one credit card, a few banks i have to pay back. do you think they will handle all of those bills in one payment?