Why does American society punish those who try to live within their means?

Consider two families of 5 where both make $80,000/year. Family 1: Buys a home that they can afford monthly payments for. They budget for insurance, clothing, food and teach the kids to save for college. They work at least 40 hours a week and struggle when unexpected expenses arise. The family makes too much to [...]

How can I become debt free??? I am willing to sell or do almost anything… within reason….?

I am 25 years of age and have about £15,000. 00 worth of debt. I am struggling to keep my head above water. . . . I can’t afford to live off my current salary and cannot earn anymore. . . I am therefore constantly over spending. . . going further and further into debt [...]

Why would someone who filed for bankruptcy (within 6-12 months from purchase) get 1.9% on a new?

car while I am paying 11% with a co-signer and could only borrow enough for a used car. My credit score was 659 at the time and I had no late payments on my credit report. I am curious if anyone has comments on exactly how bankruptcy hurts your credit when I had good credit [...]

Bad Credit Debt Consolidation Advice ? Live Within your Means

A bad credit report can ruin your financial life forever. Please do not let this happen to you. If you have mismanaged finances for some time, then look for a bad credit debt consolidation advice to get out of your financial mess. When you receive service or cash on your credit card, it is your [...]

Debt Solution Within Sight!

Being in debt means you are never really free from tension. With more than one debt, you might be paying a big amount on interest. And together with this, there is the hassle you face while dealing with more than one lender and creditor. So, you might feel hopeless with no debt solution [...]


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