I just got summoned on a credit debt & the state court requires an answer on the debt? What should I do?

My debt is 3 years old. The collection agency is a third party collector. Can anyone help?

Credit card debt requires new plan

Credit card debt requires new plan Credit card debt consolidation may make sense, but only if the borrower shows self-restraint. Read more on Bankrate.com via Yahoo! Finance

Debt Consolidation Requires Complete Investigation and Planning

Debt consolidation is a hot topic these days, with credit card companies doubling the minimum payment for most consumers who carry a balance from month-to-month. For many, it seems that their debt will never go away, and that the payments are simply unachievable. We seem to be a country destined for bankruptcy. However, [...]


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