I’m up to date on my credit card payments, will debt settlement effect my credit score?
I’m not behind, I would like to settle because of the new interest rates my monthly payments are not reducing the principle.
“Best friend” let me use her credit card – I kept up with my payments now it is in collections.?
Awhile ago my best friend let me use her credit card. I used it to finance my teeth (braces) and twice at the vet. Our deal was to keep up with the $200 per month payments. I kept up with the payments as promised for a year. I lost my job, (she knew) and I [...]
I have fallen severely behind with my debt payments. What is the best way to proceed from here?
I am a 24 year old waitress, recently graduated from college. I have fallen on hard times financially because I very stupidly developed a drug habit that has me spending everything I make immediately. I am trying to put my life back together, but haven’t paid on my 4 credit cards in 3 or 4 [...]
Consolidating credit card payments? Using a “debt settlement” company?
I’m back in hope of getting some answers for my friend and her family. She is considering filing for bankruptcy, but we were discussing those companies that help you consolidate your credit card debt. How do those “debt settlement” companies work? What is a name of a good one? Is there another way to consolidate [...]
What is a good way to consolidate debt as to get lower APRs as well as lower payments?
We have a large amount of debt on our AmEx and BofA credit cards. There are probably 7 cards between my husband and I that I wish I could combine to 1 or 2. Where do I start? Who can I talk to about options? I know I can’t and don’t want MORE credit, I [...]
I got behind on credit card payments , so i turned to a debt settlement program. I have been paying for 5?
months. I recieved a demand letter from a collection attorney. They are giving me the option of paying monthly. If I start paying them a reasonable amount will they accept?
Debt settlement on my own – Can I make payments?
I understand there are tons of companies out there who offer debt settlement programs. Some sound alright, others have been extremely annoying – after the only thing I really wanted was a consultation and some help understanding the program to begin with, they would not leave me alone!!! (Must work off commission). Anyway, I thought [...]
How to Eliminate Massive Debts with Tiny Payments!: What You Will Never Learn From Official Sources
Product DescriptionAre you struggling with debt? Maxed out on credit cards, store cards and loans? Are you finding the payments getting on top of you, no longer affordable? Perhaps you’re considering bankruptcy or some official debt-management scheme. Forget it. You don’t have to pay off all of your debts if you can’t afford it! You [...]
