I have a debt of $5,000 from a credit card. I was going to sign up for a debt relief program that the bank referred me to, but my friend said that it was a scam and you will end up paying more with them. Who do i go to that is really going to [...]
After one pays a credit card debt settlement, will your credit score change at all?Will it stay the same, go up or down. Please ONLY answer if you have experience/knowledge about this. Thank you and God bless
I was told by a car salesperson that paying a company whose already wrote you off to a collection agency and it’s been years afterwards (3 to 4 years), that it doesn’t do you any good to pay them back because your credit score will not go up, the only thing that can help raise [...]
i won the case against my boss for unpaid wages and now he threatens to go bankrupt if i don’t settle for less what can i do then?
Would the corporation be able to file for bankruptcy to avoid paying the award? What proof is needed to file for corporate bankruptcy and does it have any adverse effects on the corporation? Would a corporate bank account with no funds and no assets be sufficient to qualify for bankruptcy? I was under the impression [...]
I was able to negoiate and close CCs and set up other credit cards on low 2-3% interest rate 5 year plan. . . The bank will not negotiate my other $20K. . . has anyone ever refused to pay off a credit card & settle with the bank
Is this a good way to pay off credit cards? I was going to get a consolidation loan from my local credit union. i have 10 k in credit card debt but was just going to consolidate 6500 and pay the other one off by just snowballing. If you think you know a better solution [...]
My family and I had an unplaned birth, and our now overwhelmed with medical expenses and the new expenses from the child. Since we did not have health insurance we became overwhelmed with bills. Over the last couple of years we have fallen progressively farther behind on our credit card bills. We have not made [...]
My husband and I just got married in September. We both have some debt and both have fair or poor credit. We do not own a home, we rent. What we want to do is consolidate our debt into one loan and just make one payment on it every month. How can we do this [...]
Anyone out there with a good strategy for repaying the money I borrowed for tuition? I am currently enrolled in debt consolidation program because I lived to frivolously in my youth. I am also one of the primary homecare providers for a terminally ill parent. Thank you for your suggestions in advance! I am gainfully [...]
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