What to do when you’re caught between not enough money to pay creditors, but too much to file bankruptcy?

After three years of trying to avoid bankruptcy, it looks like my wife and I need to do it. Our combined gross income appears to be over the chapter 7 $52 K limit because I had a lot of overtime this summer. Now that I’m down to 40 hours or less, there is no way [...]

Too much debt out of control credit consolidation

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How much should I charge?

Hello, I’m starting a business targeting debt consolidation and bankruptcy lawyers, the service that I will be providing is bringing them clients. I will network out and bring in clients to the law firms that I’m working with. The law firm only pays if the client does business with them and they don’t pay me [...]

Do debt consolidation companies really help that much?

My husband and I are WAY in debt and I have been trying to talk him into doing debt consolidation cause at the rate we are going, we won’t be able to buy a house until our kids are all out of the house!! The thing is, he doesn’t believe they actually help all that [...]

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Do I have too much debt for a debt management plan?

Right now my monthly payments on all my bills total more than what I earn and bring home each month. I make ends meet with my payments usually being late, etc. I have an appointment in a couple weeks to go talk to someone at Consumer Credit Counseling Services about a debt management plan. Does [...]

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Is there any debt consolidation programs that will not hurt your credit too much?

I am looking for a debt consolidation program that would not hurt my credit too much. I have a 24000. 00 credit card bill that is killing me month to month.

How can I get a debt consolidation loan? Everybody’s turning my husband and I down for too much credit!?

My husband and I are trying to straighten out our finances because we have a lot of debt (credit cards mostly) and we want to buy a house. Everyone tells us that getting a a debt consolidation loan will help because we can combine all of our debts into one monthly payment, but we kept [...]

If Obama is for the “little guy,” why do the Big Guys do so much better with him as the POTUS?

The Washington Post carried an article last week outlining the immense consolidation that has taken place in the US banking system as a result of the policies of the Bush and Obama administrations in response to the financial crisis. The article, entitled “Banks ‘Too Big to Fail’ Have Grown Even Bigger,” reports how the largest [...]


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