Just In Time Lending

It is now up to 30 percent. . . . I have been paying and have been late a few times, but I pay every month. . . I called and offered to pay 3 times the amount and they refused to lower my rate. . . b of a will not work with consolidators [...]

I had some hard times and was unable to pay my bill. For example, I have paid roughly 2000. 00 or more towards and 849 dollar purchase from dell. I went into debt consolidation and they were paying them one dollar short every month so dell was charging me late fees for 20 months! I [...]

i have been paying my credit cards through careone. They have been pretty good in keeping my interest rate low, but i feel like the payment aren’t really going far. So i would like to pay my cards myself without giving them (careone) any money. How do you think that is going to affect my [...]

I am planning to sign up for Care One debt relief services to help me consolidate my CC debt. Do you think this will actually work? will this affect my credit rating? Does anyone have an opinion about this company and their services. I was reading their blog and for the most part it sounds [...]

I have both personal and business(non-profit) credit cards that are unsecured. Can I combine them through a DMP? (debt Management plan)

I am a mother of 5 children, and because of everyday living cost is so high I used my creditcards to buy groceries, etc. , while working part-time. I just started working full-time and the interest rate went up on the creditcards and they would not lower their rates but they did when I joined [...]

3 Stocks to Beat Low Interest Rates Punitive interest rates are forcing savers into stocks. These look safer than most. Read more on Smart Money

and that if some company bills your credit card for say $500 for a product that its up to them and not the consumer to prove the transaction was authorized and legitimate instead of the bank simply saying they dont get involved in disputes? why cant we have laws that protect the american people. . [...]

I heard you use U. S treasury bills but I went to their site and I get quotes from 4, 13, 26, and 52 weeks, and then I get quotes like . 18, . 22, . 40, . 56 respectively whereas it appears that example risk-free rates are quoted at 4. 7% ish. This confuses [...]

I owe $28k on credit card debt with 5 different banks. I can pay $2000 per month on my credit cards but nothing seems to happen. It is all so slow. I am current with payments and I already cut up all my cc’s I dont want to close the accounts cause instead I want [...]