Is it beneficial to go through a Debt Settlement company for high interest credit card debt?
We have some credit cards with high interest rates and we can’t afford to pay more than the minimum payment because the interest is so high.
How can I lower interest on credit cards? and lower the minimum payment?
I am working with a non-profit to help people in the community with debt consolidation and budgeting. I am looking for tips, suggestions, strategies and proven methods for debt consolidation/credit counseling. Also, in need of assistance brainstorming for budgeting for people of various ages and lifestyles including money saving ideas on: mortgage/rent homeowners/renters insurance property [...]
Getting out of high interest credit card debt……?
We have a high balance on some high interest rate credit cards. We own our home. . . I am wondering if there is any tips or info on refinancing and including our credit card debt into the refinance or debt consolidation. I don’t know much about it. How much is normal to be charged [...]
Does anybody know of any credit card consolidation companies and their interest rates?
I’m looking to consolidate my cards so I can pay just one bill and save on interest.
Is there a max amount that companies can charge for an interest rate?
A while back I got a non secure loan though a company called cashcall and I was stupid enough to not look at the interest rate. Well the interest rate was 99. 25%, I am currently going through a credit consolidator that is supposed to be working with the collection place and they said my [...]
Debt reduction super committee conflict of interest?
Neil Cavuto interviewing Mark Tapscott of the Washington Examiner regarding the Debt Celing fiasco-created bi-partisan ‘supercommittee’ on the contributions made bi lobbyists.
Why doesn’t the government put a interest rate limit on credit card companys?
People need some type of loan at some point in there life, home, auto, medical, schooling, etc. We would not have all of these foreclosures, bankruptcy cases, Consolidation company’s, repo’s, or worse divorce, insurance fraud, suicides, etc if debt was not a constant up hill battle. I believe this is one of our biggest problems [...]
How can I consolidate my debt with no consequences to my credit, and no high interest?
I had good credit, but I purchased a new motorcycle, and unlike a bank load when you purchase a car, they gave me a credit card with a high enough limit to buy the bike (in my case $9800). It’s down to about $8800 and I have about one year left at 6. 9% APR [...]
how do i lower interest rates on my bank of america credit card?
It is now up to 30 percent. . . . I have been paying and have been late a few times, but I pay every month. . . I called and offered to pay 3 times the amount and they refused to lower my rate. . . b of a will not work with consolidators [...]
if your credit card goes into collections can they keep accruing interest?
I had some hard times and was unable to pay my bill. For example, I have paid roughly 2000. 00 or more towards and 849 dollar purchase from dell. I went into debt consolidation and they were paying them one dollar short every month so dell was charging me late fees for 20 months! I [...]
