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What can consumers do to get credit in todays world? A critical piece is knowing about your FICO® score, how it works, and how to make sure yours is the best it can be. Fair Isaac is helping consumers through a program that delivers FICO® scores free as part of online banking statements, and free [...]

Suggestions for reducing and eliminating debt under $5,000. I have almost no credit card debt, and the bulk is in collections. All the lenders I’ve contacted are saying I don’t have ENOUGH debt! Go figure! Any suggestions on what to do?

How do I improve my credit score? Is there a secret, or a service I need to hire to make it happen? Or, like the credit bureaus say, is it ALL about time? Do I need to wait 7, or 10 years to finally see my score go UP? Or can I do something to [...]

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