I want to consolodate my credit card debt so I can pay it off, but dont want it to hurt my credit. I cant get a HELOC, but I need solutions. . . . Is there a company out there that will consolodate the cards and have it not put a blemish on your credit?
In all likelihood you cannot settle credit card debt unless it is delinquent. Typically credit card issuing companies settle debts simply because they think you cannot or would not pay. To arrive at that point, you’d need to stop making payment on your credit card bills. This will certainly bust up your credit score, [...]
Assessing the potential for damage is important if you are going to make correct financial decisions in the current economy. It is important to have good credit for the purpose of getting low rates and qualifying for most loans, so keeping up with your credit situation is a premium concern right now. Hector Milla Editor [...]
I’ve heard that debt relief is almost as bad as a bankrupcy- is this true?
I am thinking about consolidating a lot of unsecured debt using a debt/credit card counseling service. How will use of that sort of service affect my credit rating long-term?
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