Are debt settlement companies guaranteed and trustworthy?

I have a debt on one credit card (my first) and was thinking about seeking the assistance of a debt settlement agency. Is this a good idea? Which company is most trustworthy? How can you tell which company to trust? Thanks!

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ever heard of “guaranteed debt reduction program”?

they claim to be able to lower debt . is this a scam?

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A mutually agreed upon percentage is taken out of the daily transactions until full repayment of the advance and our one-time fee for the service. We provide advances for all types of businesses. The amount of the advance varies from $ 3000 to $350000 and more. Advance amounts are based. . .

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It can take minutes to build up, but years to eliminate debt. We all buy things on credit or take loans out to get instant money. And the truth is, the credit card companies encourage us to build up debt. Increasing credit balances, encouraging us with special interest rates for balance transfers, then jacking up [...]

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