How is it different from debt consolidation or credit counseling?

Get Out of Debt with help from Creditaid

www. creditaid. ca Since 1992, Creditaid has been helping customers achieve their goal of managing their debt and becoming debt-free through our credit counselling and debt consolidation services.

I have fallen severely behind with my debt payments. What is the best way to proceed from here?

I am a 24 year old waitress, recently graduated from college. I have fallen on hard times financially because I very stupidly developed a drug habit that has me spending everything I make immediately. I am trying to put my life back together, but haven’t paid on my 4 credit cards in 3 or 4 [...]

Is credit card debt excluded from a bankruptcy?

Ayear and a half ago I was thinking of going bankrupt. 2 lawyers not just 1 told me a law was about to be passed excluding credit card debt from a bankruptcy. So I should act now ? I decided against it anyway but need to do it now as circumstances have changed. Is credit [...]

How is a “Debt Management Plan” different from a “Debt Settlement Plan”?

How do they affect your credit?

Are promises from debt settlement lawyers too good to be true?

Can you trust a law firm that says they can settle you debt? I know debt settlement companies are not too good sounding, but what if it is a lawyer?

The following is an excerpt from Lucent,Technologies’ Management’s Discussion. Help?

The following is an excerpt from Lucent Technologies’ Management’s Discussion and Analysis of Financial Condition and Results of Operations: Executive Summary We design and deliver the systems, software and services that drive next-generation communications networks. Backed by Bell Labs research and development, we use our strengths in mobility, optical, access, data and voice networking technologies, [...]

I received a letter from a law firm threatening to file a lawsuit over my old credit card debt…?

Unfortunately I used this personal credit card to help fund my business because I was trying to save the business from bankruptcy. My business went bankrupt and my credit card companies reported as charge-offs on my credit report. I understand that I am personally responsible for this debt, but I have no income as I [...]

GreenPath – Refinancing advice from debt management experts

Learn about the pros and cons of refinancing. Learn about differences between fixed rate and adjustable rate mortgages. Determine if refinancing is right for you.

How direct quotes from S&P site is voted down as reason for credit rating drop?

We have lowered our long-term sovereign credit rating on the United States of America to ‘AA+’ from ‘AAA’ and affirmed the ‘A-1+’ short-term rating. We have also removed both the short- and long-term ratings from CreditWatch negative. The downgrade reflects our opinion that the fiscal consolidation plan that Congress and the Administration recently agreed to [...]


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