Just In Time Lending

I lost my job 8/15/2008 due to reduction in force. I was there for 10 years, made a good salary, but never saved. I had very little credit card debt, but had about 20 credit cards with zero balances. For the last year, I have spent 14-16 hours a day on the phone, going to [...]

would say is to get your spending under control, don’t spend what you don’t have. Yet The Kenyan Obama is telling us to spend like crazy to stimulate the economy and is himself spending trillions of dollars we don’t have supposedly for this purpose. So if a credit counselor tell you not to spend, is [...]

I’m now able to start making payments to creditors whom i’ve left in the dark during the last year or so when I was unemployed. . . whats the best way to go about clearing my debts? Calling themindividually? using credit counselors?

I’ve tried the phone book and online and I only find national companies that are able to service my state. I need to find a company that has local offices, but how do I find them if they don’t even list themselves in the phone book?

Trying to find out which is better, going to a consolidator to take control of my outrageous debt. . . or not pay some debts each month to slowly pay off others. I have 7 cc’s right now and if I pay 2 of them in the next two months and not pay 5 of [...]

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I have made a string of bad decisions in the last year financially. No sad story here, I am just bad with my money. Plain and simple. I have gotten better and I am improving more and more every day, but I am so far behind on everything now, I just cant get caught up. [...]