If you’re in debt is it better to consult a debt counselor, or negotiate personally?

Which would benefit most if you’re in debt about $6,000: Getting a debt counselor and making payments to them, or contacting the collectors personally and negotiate with them?

Hypothetical question: if Congress hired a debt counselor, what would the first piece of advice be?

Has anybody ever consulted a debt counselor? For those deep in credit card debt and wanting to get out, wouldn’t the FIRST piece of advice that a counselor will offer is to STOP USING YOUR CREDIT CARDS? Stop accumulating debt? Once you do that, wouldn’t they tell you to establish a realistic budget that lets [...]

Debt Management Tips : Choosing a Credit Counselor

When choosing a credit counselor, be wary of agencies that use aggressive tactics and always get written disclosures. Find a credit counseling agency that is a member of the AICCCA with tips from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been [...]

How can I find a good debt counselor in my area?

My wife and I are really struggling with our credit card debt and two car payments. We are falling behind further and further. One of our friends suggested that we go to a debt counselor to try to lower our monthly payments and combine some of our bills. Where do I find a local debt [...]

How do you find a reliable debt counselor?

Are debt/credit counselors all scammers or are there legit companies out there? Anyone know where to find a reliable source?

Credit/Debt Counselor, what do I need to do to become one?

I posted this question the other day but I didn’t get any responses from it so I decided to post it again. I am interested in becoming a credit counselor and offer a service of counseling individuals on how to manage their credit and teach them how to maintain excellent credit. I don’t want to [...]

Should he see a financial counselor if he has 45,000 in debt and only makes 2000 a month?

Additional details. This guy is not a home owner, just has a mid class new SUV. He is paying credit card debts and student loans and his car loan. Is he in too much debt for a 26 year old? Should someone teach him about budgeting and get him on track to get his debt [...]

Cost of hiring a debt counselor?

$20,000 credit card debt. going to a credit counselor. how much can they lower my payments each month?

how much can a credit counselor help me? how much do they lower minimum payments and by how much will they reduce the time it takes to end my debt. medical school had serious negative consequences on my credit cards. loans alone were not enough to cover my expenses, now i am stuck , totally [...]

Who is the best debt counselor?


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