Consumer Rights with Credit Cards?

I recently fell into financial hardship and called my credit card company BEFORE I was late in making a payment with the possibility of being set-up with a hardship program of some sort or a freeze on my account, or payment plan until I can then again begin to make payments. The account representative/supervisor was [...]

To a consumer credit counselor, or person experienced in credit card debt due to unemployment.?

I lost my job 8/15/2008 due to reduction in force. I was there for 10 years, made a good salary, but never saved. I had very little credit card debt, but had about 20 credit cards with zero balances. For the last year, I have spent 14-16 hours a day on the phone, going to [...]

Consumer Credit is on the Rise as Revolving Debt takes a Dive

Consumer Credit is on the Rise as Revolving Debt takes a Dive Revolving Debt Takes a Dive as Americans Turn to an Attorney Based Debt Resolution Program for Help in Reducing and Eliminating Debt Read more on PRWeb via Yahoo! News

What do you think about the credit card consumer “bill of rights” bill passed by the house?

http://abcnews. go. com/Business/wireStory?id=7466845 “The measure would prohibit so-called double-cycle billing and retroactive rate hikes and would prevent companies from giving credit cards to anyone under 18. If they become law, the new measures won’t take effect for a year, except for a requirement that customers get 45 days’ notice before their interest rates are increased. [...]

Has anyone here worked with Consumer Law Center in Coral Springs FL?

I’ve hired them for debt consolidation and am paying just over $200/month. My problem is I signed up with them in November of 2007 and they have done nothing to my knowledge to help me out. I get calls every day from collections and they have not sent me statements or paid any of the [...]

which is better: filing chapter 13 bankruptcy or consumer credit counseling?

i filed chapter 7 in oct 2002. now an ex love helped to me in trouble again( around 15-20 thousand). my credit was back on track until the last 6 months and now am in desperate situation. which option would be best for my situation: filing chapter 13 or going to consumer credit counseling? i [...]

What is the best method for consumer credit card debt relief?

We started a program with “Consumer Credit Counselors” This progarm has us pay the Consumer Credit Counselors, then they pay the credit cards every month. All they do is lower some of the interest rates. They don’t negotiate amount owed. The payments are too high for us, so we looked into other alternatives. We found [...]

Official defends new consumer bureau against GOP

Official defends new consumer bureau against GOP The Obama administration official assembling the new federal agency overseeing credit cards, mortgages and other financial products is rebuffing banking industry claims that the agency is too powerful and lacks accountability. Read more on AP via Yahoo! News

Has anyone heard of U. S. Consumer Law Group LLP (USCLP)?

They are a credit card debt consolidation company who in the process of negotiating with credit card companies to pay off your credit card debt, results in your credit score plummeting until everything is paid off.

CONSUMER CREDIT LAWS?


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