Just In Time Lending

I am self employed and have recently fallen behind on my morgage and bills. I am wondering what to do I have never had any problems like this and have always made my payments on time. Any good advice. Thanks

Is there way to consolidate my credit card bills and get a lower payment without affecting my credit?

Jonathan B. Mintz: Albany Considering Handing Check Cashers Blank Check for Predatory Lending A very dangerous bill has made alarming progress in Albany the last few legislative sessions and I fear more of the same in the next session. Read more on The Huffington Post

The payments would be more than what i pay out now for keeping up my credit but have 6 accounts in collection status. I have a new car, i may have to give that back to make payments to ccc services thus getting a repro on my record. Chapter 13 appears on my record for [...]

the reason im filing is because i am on ssi disability and cannot work and as a result i cannot afford to pay my debts. my mom is also on disability and she filed and like 1 or 2 months later her credit score was like 630. she was offered all kinds of credit cards [...]

I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where paying down my debt. Does anyone have advice or comments?

I have recently lost my job after being in the telecommunications industry for ten years. I have had no luck finding a new 9-5 job with a regular salary. I have been forced to take a job full time at a restaurant. I have over $29,000 in credit card debt most with APR’s in the [...]

my credit score is currently around 650 but I am over stretched and just stating to fall behind on bills. Why do creditors hate to see debt settlement on your credit report (other than the obvious, that you did not pay as agreed) vs. bankruptcy?

I was layed off from my job and I’ve been having a hard time finding a job that will pay eneough to cover my bills. . . I own two homes one is an investment. . which I do plan on selling. . but the market in my area has been so slow. . it [...]