Bad Debt Collection: You Do Have Rights

Bad debt collection is one of the most common reasons that collectors will ring you up. If you have bad credit, these collectors may call if you miss a payment, stop making payments or exceed your credit limit.

Should I let my credit card go to a third party collection agency?

My debt management coach is assisting me with 2 of my other credit cards. My credit card is $800. The account is closed my non payment. I pay the min, every two months. My debt managment coach said that the original creditor probably won’t settle, but if it goes to a collection agency, I would [...]

Do your accounts have to in collection or severely delinquent in order to file bankruptcy?

I have accumulated alot of debt and I am bearly able to make the minimum payments. I have seriously considered bankruptcy. Don’t know if credit counseling or debt consolidation would be other options available to me? I am very frustrated and embarressed.

How to write a letter for validation of debt to a credit card collection agency atty?

I’ve received a summons to appear in court for a credit card lawsuit. I need to know how to specifically write a request for validation of a credit card debt. Appreciate anyone’s help. Thank you!

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International Credit Card Debt Collection?

I have a situation where a USA credit recovery company has telephoned my wife saying that she owes a substantial amount of money on a UK credit card and they are going to start proceedings against her. I did not think that this type of debt (non commercial) could be collected from one contry to [...]

What do I do about collection agency filing law suit over over credit card debt.?

I was given 10 days to respond to the petition. They are asking for 1500. 00, I believe this is an old credit card that went to collection that the available limit was about 500. I need to write a responce but I do not know what to write or if I should get an [...]

Credit Collection Businesses?

Just read the answer 7 month’s ago regarding Viking Collection Svs. in MN. The “hang up” immediately answer was good but I’ve had to take it one step further. I’ve been on disability for 2 years, and about the time I was able to go back to work, there were no jobs!! Yes, I AM [...]

Do credit consolidation companies work with collection agencies or just the main creditor?

Credit debt collection issues?

I have just received a call from a debt collector involving 2 debts that are over 10 years old. They do not show up on my credit report, I have no memory of whether they were paid or not. I have no records of these debts any longer. I am currently in New York State. [...]


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