Just In Time Lending

I have some credit card debt and I don’t know what credit card company to consider, either a “CCCS” or Debt Settlement company. Is there a better alternitive to either?

What would show better on my credit report? Saving up and paying off the debt all at once after making a “pay to delete” deal with the credit company. Or making monthly payments to the company, therefore showing monthly payments on my report. The account is closed, not charged off.

My husband and i would like to sell our place and buy another place,however our debt income ratio is too high right now. What would be better to pay off to lower our debt to help us move. Would it be better to pay off all our credit card / loan debt or one of [...]

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I own a home and have roughly $100,000 mortgage. I also have another property but have no mortgage but I have rental income coming in. How does that affect my son’s college financial aid in 2 years? Should I sell the property and pay off the mortgage and have no debt, or keep it?

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work with the credit card companies to reduce the payments. i have been out of work for a year due to medical reasons and I am now employed again. I went over $40000 in debt with credit cards. I want to do the right thing but I can not afford the payments.

Instead of spending $700 B to bailout the US business problems, wouldn’t a better solution be to give a million dollars to each US citizen? I mean, most people would be debt free, the government could take back a healthy percentage of that money in income tax if they wanted, and everyone would still benefit. [...]

I have some credit debt left and I’m wondering if I should put the extra money I make from selling my home into the new house I’m purchasing or if I should go ahead and pay off the credit card debt. What is a smarter decision? Just wanted to say I’m not late on my [...]