Just In Time Lending

Money advice is everywhere, but what really works? Here’s real, practical advice from some of the world’s best personal finance bloggers in this video shot at the inaugural Financial Blogger Conference, held near Chicago in October 2011. This is the first in what will be an ongoing series from CreditCards. com including tips and stories [...]

I am looking into debt settlement and want to know who produces the best results?

Is credit counseling, debt settlement, debt negotiation, loan modification, mortgage workout or bankruptcy your best option? Find out from Colorado’s top bankruptcy attorney, Kevin Heupel, whose own family experience with bankruptcy when he was a child drives him help others deal with not only the financial issues around debt problems, but also the emotional issues [...]

I recently suffered an illness, lost my job, have several credit card balances, could not keep the payments up, tried to work an arrangement with the credit card companies, but that did not work out either. Now they are all in collections, my credit score is trashed, and short of filing bankruptcy (I do not [...]

I recently switched jobs making significantly less money. Now I am past due with bills and am getting some pretty rude calls from creditors. I want to pay them but am having a hard time. I have been seeing commercials about debt settlement and needed some help deciding who to go through. I have a [...]

you know those services that let you take your credit cards and consolidate the balance? They negotiate with your creditors so that you can make one consolidated payment, and eventually climb out of debt. What’s the best service for this out there? I realize it stays on your credit report for like 7 years, but [...]

DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We. . .

I recently had applied for a Mortgage through a Realtor and got denied due to bad credit. He told me to file bankrupt and then wait two years to apply again. Now would it be better to try to go through a Debt Consolidator to fix the negative items on my Credit or just file [...]