What are the pros and cons of using debt relief agencies to get rid of debt? What does it do to your credit?

Those debt relief agencies that help you get rid of debt fast tell you to stop paying your bills and instead you pay them. They then use the money you send them to negotiate lower payoffs to your lenders. What are the pros and cons of doing this and how long will it effect my [...]

Are debt relief agencies reputable or a scam? Know a good one to help me get out of credit card debt?

I have heard that some agencies take your money and don’t end up using it to pay off your debts. How can a person find one that will really help and how do they usually work?

Do credit consolidation companies work with collection agencies or just the main creditor?

Are there any non profit debt consolidation agencies on the Peninsula in Hampton roads?

I’m looking for non profit debt consolidation agencies preferably in the Hampton or Newport news area.

anyone know of any debt consolidation agencies?

Does anyone know of a program or company that can consolidate your bills without filing bankruptcy? I am a single mother of three and make decent money with my inhome daycare business, but I need help eliminating alot of bills that i shouldnt even have.

Can canadian collection agencies collect and demand payment afer 9 years of last reporting date?

I received a collection call regarding this consumer debt that I do not consider my debt anymore. I have now established my credit however, this creditor insists they still have the legal right to collect for their client thus affecting my credit. This agency obtained a my private phone number and my current address. My [...]

I want to know if I can rely on any credit couseling agencies or if there is a better way to relieve big debt.

My parents are in debt, about $30k and obviously the min. payments are definitly not going to get them anywhere. Problem is they don’t own a home or any type of secuirty for a loan, so a bank loan is out of the question. I just want to know if there is some way that [...]

Why is it that debt consolidation agencies cause your debt to go up if you sign with them?

Are these agencies non-for-profit or not? Example: Credit Gaurd of America

Local agencies’ homebuyer counseling takes funding hit

Local agencies’ homebuyer counseling takes funding hit Central Ohio counselors who offer budget advice to homebuyers might need budget advice themselves. Read more on The Columbus Dispatch

I’m in MAJOR debt how can I get out? Is there any free debt consolidation agencies?

I am a 22year old student who earns about $850 -$920 a month. My rent is $600 and my car is $285. I owe about $8,100 in credit card debt and it keeps growing cause I can’t afford to pay it. What can I do to help stop it from growing? Is there any free [...]


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