OK let’s say my credit score was 500 I file bankruptcy. I get my credit score up to 700 after a year or two. When I go get an apartment are they just looking at the credit score from all 3 bureaus or are they also looking at the bankruptcy. If they do see the [...]
Doing a Short Sale is far better for your overall credit profile than a Foreclosure, but it’s very important to always file for Chapter 7 Bankruptcy first if you need to because you might not qualify if you do the Short Sale first. More Free credit advice from Mr Credit. MrCreditRadio. com http SanDiegoMortgageMoney. com [...]
After one pays a credit card debt settlement, will your credit score change at all?Will it stay the same, go up or down. Please ONLY answer if you have experience/knowledge about this. Thank you and God bless
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They were included in the bankruptcy, should I dispute them, call them and bug them to put 0 balance that I claimed bankruptcy? Any advice. I have been a member of Fico Deluxe monitering for about 2 months now, I am trying to be smarter what should I do to “clean my report” so it [...]
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I will settle one of my credit card debt. To prove insolvency to the IRS, what information will I need to give along with a 982 form? Do I calculate the amount of income + assets + credit card debt after I settled? Or do I count information of all my credit card debt before [...]
A debt reduction program will my numbers go up.
I’m months from being paid off with a credit score of 736, so it seems I’m in good shape. Anybody know?
Is it really true, that’s terrible? Why would you even want to do it then if you can never get credit after that. I’m confused, please clarify?!?
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