Debt-Free by 30: Practical Advice for young, broke, and climb
<h3> <a href = “http://www.amazon.com/Debt-Free-30-Practical-Advice-Upwardly/dp/0452282136%%%% 26tag 3FSubscriptionId 3DAKIAJMSQOVSXMTVQT6DA 3Dvegetaridiets 26linkCode-20%%%% 26camp% 3D2025% 3Dxm2% 3D165953% 3D0452282136 26creative 26creativeASIN “rel =” nofollow “> Debt by 30: Practical Advice for young, broke, and climb </ a> </ h3> <A href = “http://www.amazon.com/Debt-Free-30-Practical-Advice-Upwardly/dp/0452282136%%%% 26tag 3FSubscriptionId 3DAKIAJMSQOVSXMTVQT6DA 3Dvegetaridiets 26linkCode-20%%%% 26camp% 3D2025 3Dxm2 26creative% 3D165953% 3D0452282136% 26creativeASIN “rel =” nofollow “> <img style =” float: left; margin: 0 20px 10px 0; “src =” http://ecx.images-amazon.com/images/ I/514D4HZ051L. _SL160_.jpg “/> </ a> Are you limping towards the big three-oh one minimum payment at a time? <br> Are you on your own “but always ask your parents for money every birthday? <br> Have you wrinkle your ATM receipts to avoid looking at the balance? <br> are friends in the same income bracket starts shooting in front of you? <br> If you are young, smart, and drowning in debt, Debt Free by 30 offers a practical, step by step to help you save of the financial abyss. Written by two Twentysomething <p> <strong> Note: </ strong> <img src=”http://justintimelending.com/wp-content/plugins/WPRobot3/images/4-5.png”> (28 reviews) </ P> <p> <div style=”float:right;”> <a href = “%%% http://www.amazon.com/Debt-Free-30-Practical-Advice-Upwardly/dp/0452282136 3FSubscriptionId 3DAKIAJMSQOVSXMTVQT6DA 26tag 3Dvegetaridiets% -20% 26linkCode 3Dxm2% 26camp% 3D2025%%%%% 3D165953 26creative 26creativeASIN 3D0452282136 “rel =” nofollow “> <img src =” http://justintimelending.com/wp-content/plugins/WPRobot3/ images / buynow-big. gif “/> </ a> </ div> List Price: $ 14.00 <strong> Price: $ 0.01 </ strong> </ P> <h3> <a href = “http://www.amazon.com/How-Family-CFO-Kim-Snider/dp/1929774745%%%% 26tag 3FSubscriptionId 3DAKIAJMSQOVSXMTVQT6DA 3Dvegetaridiets 26linkCode%%% 3D2025-20% 3Dxm2 26creative 26camp% 3D165953%%% 3D1929774745 26creativeASIN “rel =” nofollow “> How to be the family CFO </ a> </ h3> <A href = “%%% http://www.amazon.com/How-Family-CFO-Kim-Snider/dp/1929774745 3FSubscriptionId 3DAKIAJMSQOVSXMTVQT6DA 26tag% 3D165953% 3Dvegetaridiets 26linkCode-20%%%% 26camp% 3D2025 3Dxm2 26creative%% 3D1929774745 26creativeASIN “rel =” nofollow “> <img style =” float: left; margin: 0 20px 10px 0; “src =” http://ecx.images-amazon.com/images/I/ 519HxrMeTbL._SL160_. jpg “/> </ a> “How can I ever find myself in this situation again? With this life-changing question, the author Kim Snider has propelled the financial ruin of prosperity, security and freedom. And how to be the CFO of the family, it shows you how to do the same thing. Snider explains the basics of personal finance and investing in simple, easy to take steps that will lead you straight to financial freedom. If you want – or need – to help you finances in order and maintain, this guide offers clear <p> <strong> Note: </ strong> <img src=”http://justintimelending.com/wp-content/plugins/WPRobot3/images/4.png”> (11 reviews) </ P> <p> <div style=”float:right;”> <a href = “http://www.amazon.com/How-Family-CFO-Kim-Snider/dp/1929774745%%%% 26tag 3FSubscriptionId 3DAKIAJMSQOVSXMTVQT6DA 3Dvegetaridiets 26linkCode 3Dxm2 -20%%%%% 26camp% 3D2025% 3D165953 26creative 26creativeASIN% 3D1929774745 “rel =” nofollow “> <img src =” http://justintimelending.com/wp-content/plugins/WPRobot3/images/ buynow-big.gif “/> </ a> </ div> List Price: $ 19.95 <strong> Price: $ 6.50 </ strong> </ P> More <a href=”http://justintimelending.com/category/debt-consolidation”> consumer debt Products Tips </ a>
Review by Sheri O. Zampelli for Debt-Free by 30: Practical Advice for the Young, Broke, and Upwardly Mobile
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My chances of becoming debt-free by 30 have passed. However, as I perused the aisles of my local bookstore in search of a common sense book about getting out of debt, this one was clearly the winner. The book is filled with common sense advice on how to cut expenses and prepare for the future. It’s all outlined in an easy-to-read fashion and delivered with a witty sense of humor. The authors offer a variety of on-line resources which I promptly accessed as I read through the chapters.Prior to reading the book I was sure I had analyzed my budget completely and was paying off as much of my debt as possible. However, after reading some of the stories and examples in the book, I reworked my figures and discovered an extra $200 a month I can contribute to debt-reduction. Anthony and Cluck have a “come on, you can do it” attitude that makes debt reduction seem a little less painful. I sure wish I had this book when I was twenty-something. However, with a little motivation I was able to establish my own debt-free day which will be well before I’m 40. Some of us take longer to learn. Wherever you are on your debt reduction efforts, this book can help.
Review by Sarah M for Debt-Free by 30: Practical Advice for the Young, Broke, and Upwardly Mobile
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For a subject that can potentially be as taboo as it is lethally boring… this book rocks. Q: What 24-year-old that has a social life would actually enjoy reading a finance book on a Saturday night? A: The one that has this one on their coffee table. I am a twentysomething who isn’t in horrible debt, but I find myself mysteriously living paycheck to paycheck. Debt-Free By 30 doesn’t talk down to me in the least to get a clue about some basic and not-so-basic money strategies, so that someday I may graduate to scary “adult” money (stocks, Roths, etc.) that celeb financial people are always writing boring books about. I’d recommend this book to anyone in my age bracket who is in debt or just needs to find ways to hold on to more of their hard-earned money. And even if you’re not in debt, this book’s still a trip to read.
Review by for Debt-Free by 30: Practical Advice for the Young, Broke, and Upwardly Mobile
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It is great to finally find a financial book that dispenses advice for people whose paychecks hover around $20,000 annually. So many people in their 20′s are like those in the book — over-educated, under-employed and in-debt as a result. This book speaks to us. My friend and I spent about 2 hours in the bookstore going over the advice in this book (we plan to buy it–when the budget allows). Some of it was common sensical but worthy of reiteration, and all of it was presented very realistically. This book covers taxes, car insurance, student loans, 401k plans, etc. I would definetely recommend it to anyone who is, as the authors put it, stumbling towards 30 one minimum payment at a time.
Review by for Debt-Free by 30: Practical Advice for the Young, Broke, and Upwardly Mobile
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Mr. Anthony’s engaging writing style offers straightforward “I’ve been there” financial advice along with an inviting dose of humor to help the medicine go down. As a thirty-something who experienced many financial pitfalls and learned how to handle them the hard way, I only wish a book like this was around ten years ago. Excellent advice on handling bank fees, insurance issues, credit card debt, cutting down on entertainment expenses, etc. apply to all ages. A great inspiration to get your finances and your life back in order.
Review by Allyson Ranallo for Debt-Free by 30: Practical Advice for the Young, Broke, and Upwardly Mobile
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Charge it if you have to, this book is a must for anyone who makes and spends money. Even if you’re not “young,” “broke” or even in debt, the book is an entertaining and useful guide. I stood in the aisle of a bookstore with a friend of mine who is in debt — $20,000 in school loans, $6,000 in credit card debt, a car lease — all on a first-year teacher’s salary. We read the book nearly cover to cover, laughing to the point of turning heads. I didn’t buy it myself, as I’m not in debt. But I found myself wanting to refer to it so often — for subjects such as car purchasing information (that’s car PURCHASING, not leasing; for why, refer to the book) — that I went ahead and bought it to add to the “personal finance” section of my bookcase. I’m now reading the whole thing all over again — get this — for fun. That’s how funny the book is, and how pertinent to just about everybody’s financial life. Buy it, charge it, borrow it, steal it. Just get it.
Review by Reader for How to Be the Family CFO
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First, we have to weed out the extraneous parts of the book: a pointless quote on most pages surrounded by a lot of empty white space, unnecessary stories from Kim’s personal life that do not add any value, insightless chapters just so that a topic is mentioned (such as insurance and identity theft), loads of totally-pointless statistics, several fluff-ball psychology chapters, frequent reaching to mention some sophisticated academic research but then it is never translated into how specifically to put it to use, and lastly, and unethically, promotes her several thousand dollar seminar in obvious and subtle ways throughout the book. [I find it fraudulent when I am paying for content but only presented with empty or biased information to promote their more expensive products.]
Now that the useless parts are pulled away, is there anything left? Yes, if you’ve never been exposed to any basic financial planning material, because this is just more of the basic stuff that you’ll find anywhere. Whether you have or not, there is still a big problem with Kim’s book: who is your audience? There is quite a chasm on how she approached writing the book – do you offer broad strokes or loads of tiny details. Kim seems to have chosen randomly between them; as an example, she offers a several minute details for estate planning but she is not a licensed attorney so who knows how up-to-date or appropriate this information is; and she doesn’t offer the overall view aside from a few questions to be sure to ask (based on what?). Like many sections of the book, you would be far better off with a book specifically written by an expert in that area or a general view of personal finance that touches on estate planning that includes where to get more detailed information.
The area of Kim’s alleged expertise is investing. Here is the summary of what she says about investing in this book: money managers and funds never beat the indexes (in aggregate), so do your own investing by yourself and focus on generating income – and, by the way, my method on generating income is really good. I am acquainted with Kim’s investing method only because I know two of her students. They stopped using her method when their portfolios were obliterated between the Summer of 2007 and Summer of 2008. I have no idea how representative these results were, but I know they paid her $4,000 to learn how to make Kim’s huge return claims but they were left with decimated retirement accounts.
Regardless of their results with her method, Kim’s book does not stand on its own and I couldn’t possibly recommend it to anyone interested in personal finance. There are any number of books 10 times better than this one such as “What’s Your Net Worth” by Jennifer Openshaw, or “Get Your Assets in Gear” by Jan Dahlin. If you want really simply info. get a basic book by Suze Ormand.
Review by C. Fruits for How to Be the Family CFO
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This book is great! it is easy to read and understand. Lots of good, down to earth advice.
Earthmomaw
Review by David Merkel for How to Be the Family CFO
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This review will be short, because my view of How to be the Family CFO, is mixed. Let me start by saying that I preferred the book Easy Money, by Liz Pulliam Weston, because it had more concrete advice than did Family CFO, by Kim Snider.
Also, I did not feel that I was being “marketed to” in Easy Money, but I did in Family CFO, particularly toward the end of the book, where the dividend-oriented Snider Investment Method (R), is discussed. What put me off was the promotional nature of the writing, and the lack of detail, particularly any information on capital gains and losses from the strategy. Definitely not Global Investment Performance Standards-compliant. Also, the strategy would be undiversified, in my opinion, by being overexposed to income factors.
Now, there is one major positive to the book, a place in which it is superior to Easy Money. It motivates the “why” of getting your financial life in order, while Easy Money is better with the “how.” What I admire about the author is that after failure, she grew up, and learned to be a serious adult about planning for the future, and using money wisely.
Most of my readers I expect are good at handling their money, but perhaps you have family or friends with self-inflicted money troubles. If they lack motivation, you could get them a copy of Family CFO (with my caveats). If they have motivation but lack knowledge, you could give them Easy Money.
Both are available from Amazon:
How to Be the Family CFO
Easy Money: How to Simplify Your Finances and Get What You Want out of Life (Liz Pulliam Weston)
Review by Jennifer H. Sanchez for How to Be the Family CFO
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I’ve met Kim and I can almost hear her voice as I read this great book. It truly comes from the heart and her advice and lessons are right on target. It is timely, thorough, easy to read and understand…If you have ever used, spent, earned, invested or saved money, you should own this book.
Review by Larry Perkinson for How to Be the Family CFO
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For once someone provides real information on investing based on sound, unbiased data which reveals the charlatan manner in which many major investment firms approach the way they treat their customers. I have hope that I will be able to change my purposes for investing and achieve the long range goals I have for me and my family.