I have a better job, lowered by spending drastically to only necessary items, talked to my creditors to work something out with no success, applied for personal and debt consolidation loans with no success, less then a month to come up with a solution. I can’t stand the pressure with another job (altho I will [...]
I am young, and don’t own any property, and have no bills besides a cell phone. I made the mistake of maxing out a credit card when I was 18, and have been referred to a law office by a debt collector. Does this mean I will be going to court? is there anything I [...]
My husband and I are interested in Gren Path Debt Solutions – we like the fact that they are local to us and can provide face to face financial counseling. They are also a non-profit (although they are a . com instead of a . org??) . However, how can I find out if they [...]
Unfortunately I used this personal credit card to help fund my business because I was trying to save the business from bankruptcy. My business went bankrupt and my credit card companies reported as charge-offs on my credit report. I understand that I am personally responsible for this debt, but I have no income as I [...]
What “cost” for debt solution to lower my credit card bill? Does my Fico score will go down because of it? Do I still able to use create card during the paying off period? Will it effect for my mortgage? If I can reduce 50% of debt (as most of agency comapny said), what reason [...]
Whats the law concerning paying back an 8yr Credit Card debt, that has gine into collection. I know I have to pay it, but I never received any statements before and after college. Since its 8yrs later what are my rights concerning this matter. thanx
I want to know if the law provides for a way to erase credit card debt legally, and if there is a legal way to erase a home mortgage.
I have one large bill, ($1,600) and 2-3 small ones ($300) I would like to settle these accounts. Should I try myself dealing with the collection agency or go to a debt consolidation company to negotiate for me? Which & why?? *also- recently the letter came from a law firm. Does that mean they may [...]
I asked over the weekend about selling home to pay off debt. Someone suggested Credit Solutions. Any thoughts?
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