«
»

Can anyone suggest a good company to help me with credit debt relief?

I have tens of thousands of dollars worth of credit debt and I just need some help. Can anyone recommend a good company that can help me reduce payments/get out of debt faster?

This entry was posted on Friday, February 12th, 2010 at 1:05 am and is filed under Debt Management. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

4 Responses to “Can anyone suggest a good company to help me with credit debt relief?”


  1. I’d have to recommend Debt Help Advisors. They don’t require you to input your SSN when you submit your information to request a consultation (very nice advantage over most companies). They have helped some friends of mine get rid of some pretty high amounts of debt. Check out this blog for more info: http://bestcreditdebtrelief.blogspot.com/

    You do have to have at least 10K in unsecured debt which basically means personal loans and credit card debt. Good luck to you, I hope these guys are able to help you.


  2. there are a few companies that could help you in this process, check out http://www.fastcreditcardapprovals.com under debt consolidation section they will be able to help you with a free consultation.


  3. I would visit http://debtreliefreviews.net/ They have a lot of good information on debt consolidation and can suggest a good company and alternatives.


  4. The best one to go to is government run and it’s called Consumer Credit Counseling. Look them up and give them a call and set up an appointment. I’m not sure if the initial appt is just to chat with you or if they would send you info in the mail telling you to get all the info together on the debts you owe. That would mean the name, address, phone number, account number, last amount owed, percent interest, etc. of all the debts you owe including judgments and a copy of the judgment and collectors information who collected on you. They will tell you you need to cut up all your cards (any company you go to will tell you that) and you’ll lose your credit. If you close out those accounts you can’t get them back later. Naturally any group you use well that will go on your credit report indicating that you’ve used them. Never think that they can remove the interest on all accounts. They do talk with the creditors and negotiate for you. They also charge a fee. It used to be they charged a monthly fee that’s included in the payments. You’re set up on a schedule and can’t buy anything till your debts are paid off. (if you do a Chapter 13 thru the bankruptcy court it’s usually a repayment plan that’s over 5 years but that stays on your credit report and it looks worse than going thru the CCC group).

Powered by Yahoo! Answers